“Prismo: Building an AI-Powered Parametric Insurance for Gig Workers | Hackathon Journey”

From Uncertainty to Impact: Building Prismo at the Guidewire DevTrails Hackathon Hackathons always seemed like a test of skills to me — a place where only the most experienced people build something extraordinary. But my journey at the Guidewire DevTrails Hackathon proved something very different. It’s not about knowing everything. It’s about being willing to learn, adapt, and build — even when you’re unsure. The Beginning: Why This Hackathon Mattered This hackathon focused on solving real-world problems — problems that impact everyday lives. As a team, PRABHA, we wanted to work on something meaningful. That’s when we turned our attention to the gig economy. Delivery partners, who form the backbone of many services today, face unpredictable challenges: Heavy rain Traffic congestion Pollution Curfews These are factors completely beyond their control — yet they directly affect their income. And surprisingly, there is no system that protects their daily earnings. That realization stayed w